TERMS OF SERVICE

Scholars Beacon LLC, doing business as Crackd

Last updated: April 27, 2026

AGREEMENT TO LEGAL TERMS

We are Scholars Beacon LLC, doing business as Crackd ("Company," "we," "us," "our"), a company registered in California, United States at 1040 Bollinger Canyon Road, Suite E 917, San Ramon, CA 94582.

We operate the website https://crackd.it (the "Site"), along with our SAT preparation platform, AI tutoring features, and any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

Crackd is a platform for students to prepare for standardized tests, including the SAT, through AI-powered tutoring, adaptive practice, and performance analytics.

You can contact us by email at privacy@crackd.it, by phone at (925) 413-1523, or by mail at 1040 Bollinger Canyon Road, Suite E 917, San Ramon, CA 94582, United States.

These Legal Terms constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and Scholars Beacon LLC, concerning your access to and use of the Services. By accessing the Services, you acknowledge that you have read, understood, and agreed to be bound by these Legal Terms. IF YOU DO NOT AGREE WITH THESE LEGAL TERMS, YOU MUST DISCONTINUE USE OF THE SERVICES IMMEDIATELY.

We will provide you with prior notice of any scheduled changes to the Services you are using. The modified Legal Terms will become effective upon posting or notification. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms.

Age Requirements.

The Services are intended for users who are at least 13 years of age. All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Services. If you are a minor, you must have your parent or guardian read and agree to these Legal Terms prior to using the Services.

1. OUR SERVICES

The information provided when using the Services is intended for educational purposes and is not a substitute for professional academic counseling. Our AI-powered features, including the AI tutor (Prof. Coco), generate content using large language models. While we strive for accuracy, AI-generated content may contain errors or inaccuracies. Users should verify critical information independently.

2. INTELLECTUAL PROPERTY RIGHTS

Our Intellectual Property.

We are the owner or licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, text, photographs, graphics, and other content (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks"). Our Content and Marks are protected by copyright and trademark laws.

The Content and Marks are provided through the Services for your personal, non-commercial educational use only. All test questions, explanations, and other academic content are proprietary. Sharing our platform content or resources with anyone other than as intended for your own educational use is prohibited.

Your Use of Our Services.

Subject to your compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to access the Services and download or print portions of the Content to which you have properly gained access, solely for your personal, non-commercial educational use.

No part of the Services, Content, or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

3. YOUR CONTENT AND CONTRIBUTIONS

Submissions.

By sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

User-Generated Content.

The Services may allow you to create, submit, or post content including text, responses, messages, voice recordings, and other materials ("User Content"). By posting User Content, you grant us a non-exclusive, royalty-free license to use, copy, store, and display such User Content solely for the purpose of providing and improving the Services. This license does not extend to selling, reselling, or distributing your User Content to third parties for their independent use.

Important Exception for Student Data.

Notwithstanding the foregoing, where a student’s account is provisioned through a school district or educational institution contract, student-generated content — including AI tutor conversations, voice recordings, practice responses, and other educational work product — is the property of the student or their parent/legal guardian. Our license to such content is limited to providing the contracted educational services, and the terms of the applicable Data Processing Agreement or Student Data Privacy Addendum will govern the handling of such content. In the event of any conflict between these general Legal Terms and a district-specific agreement, the district-specific agreement controls with respect to student data.

4. USER REGISTRATION

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

5. PURCHASES AND PAYMENT

We accept payment through Stripe. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. You agree to promptly update account and payment information so that we can complete your transactions and contact you as needed. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time with reasonable notice. All payments are in US dollars unless otherwise stated.

You agree to pay all charges at the prices then in effect for your purchases, and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

6. SUBSCRIPTIONS

Billing and Renewal.

Your subscription will continue and automatically renew unless canceled. You consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order. The length of your billing cycle will depend on the type of subscription plan you choose when you subscribe.

Cancellation.

You can cancel your subscription at any time from your account billing page or via the Stripe customer portal. Cancellation takes effect at the end of the current paid term. If you have questions about cancellation or are unsatisfied with our Services, please contact us at privacy@crackd.it.

7. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. You agree not to:

8. STUDENT DATA PRIVACY

This section applies specifically to the handling of student data and the use of the Services by or on behalf of educational institutions.

District Contracts.

When a school district or educational institution enters into a contract with us to provide the Services to students, the terms of the applicable Data Processing Agreement (DPA) or Student Data Privacy Addendum will supplement these Legal Terms. In the event of a conflict between these Legal Terms and a DPA or Student Data Privacy Addendum, the DPA or Addendum controls with respect to student data.

Data Ownership.

Student data collected pursuant to a district contract is not owned by Crackd. Student-generated content is the property of the student or their parent/legal guardian. We have no rights to use student data for any purpose other than providing and improving the contracted educational services.

Prohibited Uses of Student Data.

Under district contracts, we will not:

Data Deletion.

Upon termination or expiration of a district contract, or upon request by the district, student, or parent/guardian, we will delete or return all student data within the timeframe specified in the applicable DPA, and in no event later than sixty (60) days after the request or contract end date.

Security.

We implement and maintain security procedures and practices designed to protect student data from unauthorized access, destruction, use, modification, or disclosure. These measures include encryption of data in transit (TLS 1.2+) and at rest (AES-256), role-based access controls, and multi-factor authentication. Our security practices are consistent with industry standards and applicable legal requirements.

Breach Notification.

In the event of a data breach involving student records, we will notify the contracting educational institution without unreasonable delay, and in no event later than sixty (60) days after discovery, or sooner if required by applicable state law.

Subprocessors.

We use third-party subprocessors to deliver the Services, including AI model providers (Anthropic, OpenAI, Google Gemini), database hosting (MongoDB Atlas), cloud infrastructure (AWS), and frontend hosting (Vercel). All subprocessors are accessed under their commercial or API terms, which prohibit the use of customer data for model training. A current list of subprocessors is maintained at crackd.it/subprocessors. We will notify contracting educational institutions at least 30 days before adding or changing subprocessors that handle student data.

Compliance.

We are committed to complying with applicable student data privacy laws, including FERPA, Connecticut §§ 10-234aa–10-234dd, California SOPIPA, and other applicable state student data privacy laws. Where we enter into a DPA or Student Data Privacy Addendum with an educational institution, the specific obligations in that agreement reflect the requirements of the applicable state law.

9. THIRD-PARTY WEBSITES AND CONTENT

The Services may contain links to third-party websites and content that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities or their websites.

10. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms; (3) refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your contributions or any portion thereof; (4) remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.

11. PRIVACY POLICY

We care about data privacy and security. Please review our Privacy Policy at crackd.it/privacy. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. The Services are hosted in the United States. If you access the Services from any other region of the world with laws governing personal data collection, use, or disclosure that differ from applicable United States laws, please be advised that through your continued use of the Services, you are transferring your data to the United States, and you expressly consent to have your data transferred to and processed in the United States.

12. TERM AND TERMINATION

These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action.

Effect of Termination on Student Data.

Upon termination of a user account, we will retain and handle any associated student data in accordance with our Privacy Policy and any applicable Data Processing Agreement. District-contracted student data will be deleted or returned as specified in the applicable DPA.

13. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you.

14. GOVERNING LAW

These Legal Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action arising out of or relating to these Legal Terms or the Services shall be brought exclusively in the state or federal courts located in Contra Costa County, California.

Notwithstanding the foregoing, where a separate Data Processing Agreement or Student Data Privacy Addendum governs the handling of student data under a district contract, the governing law provision of that agreement shall apply to disputes arising from the handling of student data.

15. DISPUTE RESOLUTION

Any dispute arising out of or relating to these Legal Terms or the Services shall first be attempted to be resolved through good-faith informal negotiation. If informal negotiation does not resolve the dispute within thirty (30) days, either party may pursue resolution through binding arbitration or in the courts as specified in Section 14, at the election of the initiating party.

16. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS.

AI-GENERATED CONTENT PROVIDED THROUGH THE SERVICES, INCLUDING RESPONSES FROM THE AI TUTOR (PROF. COCO), IS GENERATED BY LARGE LANGUAGE MODELS AND MAY CONTAIN ERRORS OR INACCURACIES. AI-GENERATED CONTENT SHOULD NOT BE RELIED UPON AS THE SOLE SOURCE OF INFORMATION FOR CRITICAL ACADEMIC OR TESTING DECISIONS.

17. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE THREE (3) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING.

Exception for Student Data Obligations.

The limitations of liability in this section do not limit or reduce our obligations with respect to student data as set forth in any applicable Data Processing Agreement, Student Data Privacy Addendum, or as required by applicable student data privacy law. Our liability for breaches of student data obligations is governed by the applicable DPA or Addendum.

CERTAIN US STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

18. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your use of the Services; (2) breach of these Legal Terms; (3) any breach of your representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any harmful act toward any other user of the Services.

Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims.

19. USER DATA

We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are responsible for maintaining your own backups of any data you transmit through the Services.

Important: This section is subject to the student data provisions in Section 8 and our Privacy Policy. Where student data is collected under a district contract, our obligations regarding security, retention, deletion, and breach notification are governed by the applicable Data Processing Agreement, not this general provision.

20. ELECTRONIC COMMUNICATIONS

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing.

21. CALIFORNIA USERS AND RESIDENTS

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

22. MISCELLANEOUS

These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the Services constitute the entire agreement and understanding between you and us, subject to any separately executed Data Processing Agreement or Student Data Privacy Addendum, which supplements and, where conflicting, supersedes these Legal Terms with respect to student data.

Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time, provided that any assignee agrees to be bound by obligations no less protective of student data than those contained herein. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.

If any provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision is deemed severable and does not affect the validity and enforceability of any remaining provisions.

23. CONTACT US

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

Scholars Beacon LLC

11040 Bollinger Canyon Road, Suite E 917

San Ramon, CA 94582

United States

Email: scholarsbeacon@gmail.com

Phone: (925) 413-1523